Choosing a personal budgeting tool can be difficult when apps target different tasks and deployment preferences. This August 2026 section uses the supplied current ToolVitals records for Personal Budgeting, including each tool’s description, ToolVitals score, health and shipping scores, openness and license labels, and GitHub star count.
The ranking is limited to open/source-visible tools, ordered by ToolVitals score descending; for equal composite scores, health and then shipping break the tie. GitHub stars are included only as context and do not affect the ordering.
Rankings
| Rank | Tool | Openness | License | Health | Shipping | GitHub Stars | Score | Status |
|---|---|---|---|---|---|---|---|---|
| 1 | Actual Budget | OSI-approved OSS | MIT | 98 | 96 | 28368 | 97 | 🟢 Excellent |
| 2 | Securo | OSI-approved OSS | AGPL-3.0 | 97 | 96 | 2273 | 97 | 🟢 Excellent |
| 3 | ezbookkeeping | OSI-approved OSS | MIT | 96 | 95 | 5462 | 96 | 🟢 Excellent |
| 4 | OpenUsage | OSI-approved OSS | MIT | 96 | 95 | 3898 | 95 | 🟢 Excellent |
| 5 | Budget Board | OSI-approved OSS | AGPL-3.0 | 94 | 94 | 877 | 94 | 🟢 Excellent |
| 6 | Rotki | OSI-approved OSS | AGPL-3.0 | 94 | 94 | 3995 | 94 | 🟢 Excellent |
| 7 | Firefly III | OSI-approved OSS | AGPL-3.0 | 94 | 93 | 24416 | 93 | 🟢 Excellent |
| 8 | Kresus | OSI-approved OSS | AGPL-3.0 | 94 | 93 | 339 | 93 | 🟢 Excellent |
| 9 | Expense Budget Tracker | OSI-approved OSS | MIT | 87 | 93 | 27 | 90 | 🟢 Excellent |
| 10 | BFlow Backend | OSI-approved OSS | MIT | 89 | 85 | 25 | 87 | 🟢 Excellent |
| 11 | mirobody | OSI-approved OSS | Apache-2.0 | 85 | 80 | 1059 | 83 | 🟢 Excellent |
| 12 | SmartWatt | OSI-approved OSS | MIT | 82 | 84 | 2 | 83 | 🟢 Excellent |
| 13 | Wallos | OSI-approved OSS | GPL-3.0 | 86 | 76 | 8403 | 82 | 🟢 Excellent |
| 14 | Treeline | OSI-approved OSS | MIT | 81 | 84 | 14 | 82 | 🟢 Excellent |
| 15 | Lake | OSI-approved OSS | AGPL-3.0 | 65 | 60 | 21 | 63 | 🟢 Good |
| 16 | Bill Organizer | OSI-approved OSS | MIT | 65 | 52 | 3 | 60 | 🟢 Good |
| 17 | Paisa | OSI-approved OSS | AGPL-3.0 | 60 | 49 | 3202 | 56 | 🟡 Fair |
| 18 | Suprascribe | OSI-approved OSS | AGPL-3.0 | 58 | 41 | 10 | 52 | 🟡 Fair |
| 19 | Caspion | OSI-approved OSS | MIT | 59 | 34 | 266 | 49 | 🟡 Fair |
| 20 | FinTrack | OSI-approved OSS | MIT | 59 | 32 | 4 | 48 | 🟡 Fair |
| 21 | SpendTrail | OSI-approved OSS | MIT | 45 | 32 | 6 | 40 | 🟡 Fair |
| 22 | Tracklet | OSI-approved OSS | MIT | 47 | 27 | 7 | 39 | 🔴 Needs Attention |
| 23 | mohsinrafique Expense Manager | OSI-approved OSS | MIT | 42 | 32 | 1 | 38 | 🔴 Needs Attention |
| 24 | Ray Finance | OSI-approved OSS | MIT | 44 | 23 | 296 | 35 | 🔴 Needs Attention |
| 25 | zerro | OSI-approved OSS | GPL-2.0 | 48 | 14 | 274 | 34 | 🔴 Needs Attention |
| 26 | Folio | OSI-approved OSS | GPL-3.0 | 37 | 21 | 4 | 31 | 🔴 Needs Attention |
| 27 | Bonsai | OSI-approved OSS | MIT | 35 | 22 | 0 | 30 | 🔴 Needs Attention |
| 28 | Canutin | OSI-approved OSS | Apache-2.0 | 38 | 10 | 69 | 27 | 🔴 Needs Attention |
| 29 | IgniDash | OSI-approved OSS | AGPL-3.0 | 33 | 0 | 278 | 20 | 🔴 Needs Attention |
| 30 | Subflow | OSI-approved OSS | AGPL-3.0 | 27 | 10 | 159 | 20 | 🔴 Needs Attention |
| 31 | Financial Freedom | OSI-approved OSS | GPL-3.0 | 16 | 0 | 2918 | 9 | 🔴 Needs Attention |
| 32 | GoCost | OSI-approved OSS | MIT | 11 | 2 | 70 | 7 | 🔴 Needs Attention |
| 33 | Cashew | OSI-approved OSS | GPL-3.0 | 10 | 0 | 4571 | 6 | 🔴 Needs Attention |
| 34 | Hisabi | OSI-approved OSS | MIT | 8 | 0 | 456 | 5 | 🔴 Needs Attention |
| 35 | Billicious | OSI-approved OSS | MIT | 3 | 0 | 12 | 2 | 🔴 Needs Attention |
| 36 | Economizzer | OSI-approved OSS | MIT | 1 | 0 | 494 | 1 | 🔴 Needs Attention |
| 37 | Eclosion | OSI-approved OSS | MIT | 0 | 0 | 12 | 0 | 🔴 Needs Attention |
| 38 | Maybe Finance | OSI-approved OSS | AGPL-3.0 | 0 | 0 | 54314 | 0 | 🔴 Needs Attention |
Top 3 Highlights
Actual Budget ranks first with a ToolVitals score of 97, a health score of 98, and a shipping score of 96. The supplied description identifies it as A local-first personal finance app. ToolVitals labels it OSI-approved OSS with the license label MIT. Its linked GitHub repository has 28368 stars, included as context only.
Securo ranks second with a ToolVitals score of 97, a health score of 97, and a shipping score of 96. The supplied description identifies it as Self-hosted, privacy-first personal finance manager.. ToolVitals labels it OSI-approved OSS with the license label AGPL-3.0. Its linked GitHub repository has 2273 stars, included as context only.
ezbookkeeping ranks third with a ToolVitals score of 96, a health score of 96, and a shipping score of 95. The supplied description identifies it as A lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features.. ToolVitals labels it OSI-approved OSS with the license label MIT. Its linked GitHub repository has 5462 stars, included as context only. Want to see the full health, license, shipping, and confidence details for every tool in Personal Budgeting? Browse all Personal Budgeting Tools →